Chris Smith is a mortgage associate who specializes in helping clients secure financing when traditional lenders say “no.” With over 30 years of experience in finance, lending, and restructuring, Chris has built a reputation as a resourceful problem-solver who thrives on finding solutions for challenging files.

Throughout his career, Chris has held senior roles in banking, auto finance, and private lending, earning multiple awards and leading high-growth teams across Canada. He has restructured billions in debt, financed distressed assets, and built companies from the ground up—all of which gives him a unique perspective on how to structure mortgages for clients with complex situations.

Known for his responsive, realistic, and relational approach, Chris combines deep financial expertise with strong communication skills to guide clients through difficult lending scenarios. Based in West Kelowna, he is committed to helping individuals and families access the mortgage solutions they need to achieve their goals.