Tom co-founded 4FrontMortgages after spending almost 18 years with RBC. As a top producing Mortgage Specialist, he was consistently recognized for his high level achievements. Trained in financial, tax and estate planning, Tom understands that each client mortgage need and scenario is different and believes strategy and consultation is critical to making the right borrowing decision. Tom firmly believes and commits to timely and consistent communication which he feels is paramount to ensuring a smooth financing transaction. He values client referrals and ensures every client is treated with respect, honesty and integrity. Tom is also a Certified Reverse Mortgage Specialist. He is the father of two children and enjoys hiking and outdoor adventures.