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Tom + Anais is an award-winning Mortgage Consultant team, most recently being awarded Top 10 Mortgage Consultant in Canada in 2022 by Mortgage Alliance. With over 250+ clients assisted annually, you can be assured this team knows how to get your deal approved, not only with the fewest touchpoints for their clients but also at excellent rates.

Partnering up in 2019, Tom + Anais saw value in working together as a team to allow their clients to have not one, but two Senior Mortgage Consultants available to them at any time. Tom + Anais have a team that works behind the scenes so that they can be in front of their clients every day focusing on their distinctive needs. They pride themselves on their commitment to putting client’s needs above all else and ensuring clients are looked after during this exciting time in their lives. Each of their clients is unique and different, therefore Tom + Anais believe their lending strategy should be as well.

Tom + Anais are not only business partners but cousins. They strive to create a work environment of both professionalism, but also fun, sometimes working on the ski hill, or in inflatable dinosaur suits. Family is of the utmost importance to them, and they will treat you as family because they are one.

Senior Mortgage Consultant

Tom co-founded 4FrontMortgages after spending almost 18 years with RBC. As a top producing Mortgage Specialist, he was consistently recognized for his high-level achievements, ranking top 1% of brokers in Canada year over year. Trained in financial, tax, and estate planning, Tom understands that each client’s mortgage needs and scenario is different and believes strategy and consultation are critical to making the right borrowing decision. Tom firmly believes and commits to timely and consistent communication which he feels is paramount to ensuring a smooth financing transaction. He values client referrals and ensures every client is treated with respect, honesty, and integrity. 

Raised in Vancouver, Tom is a father of two incredibly active boys, who love spending as much time as possible at their home in Whistler.  While there, the family enjoys hiking, biking, skiing, and many other outdoor adventures. Call Tom.

Senior Mortgage Consultant

With 11 years spent at Scotiabank, most as a Branch Manager, where she established professional relationships with personal and business clients, Anais’ diverse knowledge and experience allow her to provide exceptional advice and service specifically tailored to her clients’ needs. Trained in financial planning, her goal is to create a holistic strategy, so her client’s lending needs are met. With her positivity, patience, and attention to detail, Anais provides confidence to her clients and ensure they feel at ease right from the start. 

When not working, you can find Anais working with Motionball for Special Olympics, to raise awareness of the power of sport to foster inclusion.  A gold medal power lifter, half-marathon runner, with a passion for fashion, and even higher heels, you can be guaranteed she will work as hard for you as she does on any goal she sets. Call Anais.

Senior Associate | Mortgage Consultant

Trudi joined 4Front Mortgages in May 2017 and is currently an Associate with the company. She obtained her Bachelor’s and Master’s degree from SFU, and has specialized education in legal studies and administration. Understanding the complexity of a mortgage transaction and the individuality of each client’s file, she is dedicated to ensuring clients have a smooth and seamless experience on the administration side. Trudi’s wealth of customer service and administrative skills were accumulated through a combination of education, volunteer, and work experiences. 

In her spare time, Trudi is enrolled in the Canadian Armed Forces and is an active member in the Canadian Cadet Organization working with youths. She enjoys trying new desserts, going to the gym, and is an avid hockey fan. Call Trudi.

Underwriter | Mortgage Consultant

With 12 years of experience in a variety of roles at Scotiabank, Liz has helped clients at different stages of life achieve their goals. Her past experience in banking along with having obtained her Personal Financial Planner Designation has given her a wealth of knowledge in all aspects of financial planning. Liz has always been drawn to the mortgage aspect of a financial plan though and loves finding the perfect solution based on an individual’s wants and needs. This along with her organizational skills and attention to detail helps ensure a smooth mortgage process from start to finish. 

Outside work, you can find Liz cooking new dishes and traveling with her family. She also spends her summers camping throughout Alberta and BC. 


  • Tom and Anais were professional, responsive, and very helpful. They got us multiple mortgage offers with far better terms than we could have gotten with our bank. When it came time to finalize our mortgage, the terms were actually even better than the original offer. Highly recommended!

    Alan C.
  • Tom was outstanding when it came to renewing our mortgage. He did the research and found us a new mortgage lender whose rate was much lower than what our current lender was offering. He definitely went the extra mile for us and made the transition very smooth. Thank you Tom!

    Derek O.
  • Tom, Anais and team rock! We had an impossible situation where we had a very short time to secure a mortgage before our subject removal deadline. Tom and Anais were extremely responsive, over email, text, phone, etc. any time. They are a very patient, accessible, professional and knowledgeable team, and have many relationships/connections with the banks that ultimately helped us to secure a mortgage with competitive terms. Its because of them that we were able to proceed with our purchase! They opened our eyes to using a broker vs. going to banks directly (which was what we were familiar with for our first home). I would highly recommend using Tom and team for your next purchase and make them a trusted member of your home purchasing team.

    Kevin S.