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Tom + Anais is an award-winning Mortgage Consultant team, most recently being awarded Top 1% Mortgage Consultants in Canada in 2023 by Mortgage Alliance. With over 250+ clients assisted annually, you can be assured this team knows how to get your deal approved, not only with the fewest touchpoints for their clients but also at excellent rates.

Partnering up in 2019, Tom + Anais saw value in working together as a team to allow their clients to have not one, but two Senior Mortgage Consultants available to them at any time. Tom + Anais have a team that works behind the scenes so that they can be in front of their clients every day focusing on their distinctive needs. They pride themselves on their commitment to putting client’s needs above all else and ensuring clients are looked after during this exciting time in their lives. Each of their clients is unique and different, therefore Tom + Anais believe their lending strategy should be as well.

Tom + Anais are not only business partners but cousins. They strive to create a work environment of both professionalism, and fun, sometimes working on the ski hill, or in inflatable dinosaur suits. For them, family comes first – and when you work with them, you are family.

Senior Mortgage Consultant

Tom co-founded 4FrontMortgages 10 years ago, after spending almost 18 years with RBC. As a top producing Mortgage Specialist, he was consistently recognized for his high-level achievements, ranking top 1% of brokers in Canada year over year. Trained in financial, tax, and estate planning, Tom understands that each client’s mortgage needs and scenario is different and believes strategy and consultation are critical to making the right borrowing decision. Tom firmly believes and commits to timely and consistent communication which he feels is paramount to ensuring a smooth financing transaction. He values client referrals and ensures every client is treated with respect, honesty, and integrity.

Raised in Vancouver, Tom is a father of two incredibly active boys, who love spending as much time as possible at their home in Whistler. While there, the family enjoys hiking, biking, skiing, and many other outdoor adventures. Call Tom.

Senior Mortgage Consultant

Anais brings over 15 years of experience to the table, including more than 10 years with Scotiabank primarily as a Branch Manager serving multiple locations across British Columbia and Alberta. In this role, she focused on developing and expanding relationships with personal and business clients spanning an array of professional sectors. Trained in financial planning, Anais has cultivated a practice dedicated to delivering a holistic financial strategy for clients that goes beyond meeting lending needs. Anais takes pride in bringing positivity, patience and attention to detail to every client experience, and prides herself on ensuring that every interaction builds literacy and confidence, as clients move through their financial journey.

When not working, you can find Anais volunteering her time with Motionball, a not-for-profit organization dedicated to raising funds for the Special Olympics and build awareness of the power of sport to drive diversity, inclusion, and equity in our communities. Anais brings her competitive edge home with her every day as a gold-medal power lifter, an avid runner and dedicated spin cyclist. With a passion for fashion and even higher heels, you can be guaranteed that Anais will be there for you at all hours to help you meet you goals. Call Anais.

Senior Associate | Mortgage Consultant

Trudi joined 4Front Mortgages in 2017, having earned her B.A. and M.A. from SFU and bringing a specialized education in administration to the Tom + Anais team. Trudi has a passion for helping individuals and families achieve their homeownership dreams, and particularly enjoys supporting clients through the mortgage administration and operations process.

Outside of her professional endeavours, Trudi is an active member of her community where she works with her local army cadet unit as a member of the Canadian Armed Forces. During her free time, you can find her in Yaletown staying active (particularly through boxing), drinking a nice cup of coffee (or five), hosting board game nights, and walking her beloved French Bulldog, Blaze.

Underwriter | Mortgage Consultant

Liz has over 15 years of banking experience in various roles, primarily at Scotiabank. These previous positions, along with having obtained her Personal Financial Planner Designation, have given her a wealth of knowledge in all aspects of financial planning. As an underwriter, Liz is familiar with all types of documentation that lenders may need, ensuring a smooth and informed mortgage process from start to finish.

Outside of work, you can find Liz traveling with her husband and two kids – in particular camping throughout Canada and the United States during the summer months. When at home, she enjoys being in the kitchen trying out new dishes.


  • Tom and Anais were professional, responsive, and very helpful. They got us multiple mortgage offers with far better terms than we could have gotten with our bank. When it came time to finalize our mortgage, the terms were actually even better than the original offer. Highly recommended!

    Alan C.
  • Tom was outstanding when it came to renewing our mortgage. He did the research and found us a new mortgage lender whose rate was much lower than what our current lender was offering. He definitely went the extra mile for us and made the transition very smooth. Thank you Tom!

    Derek O.
  • Tom, Anais and team rock! We had an impossible situation where we had a very short time to secure a mortgage before our subject removal deadline. Tom and Anais were extremely responsive, over email, text, phone, etc. any time. They are a very patient, accessible, professional and knowledgeable team, and have many relationships/connections with the banks that ultimately helped us to secure a mortgage with competitive terms. Its because of them that we were able to proceed with our purchase! They opened our eyes to using a broker vs. going to banks directly (which was what we were familiar with for our first home). I would highly recommend using Tom and team for your next purchase and make them a trusted member of your home purchasing team.

    Kevin S.