You’re approved! Congratulations, you are on your way to owning a new home, or perhaps refinancing your current home. While for some people getting approved for a mortgage is the hardest part of purchasing a new home, for others the hardest part is actually once the approval is obtained. There are steps after the approval...Read More

Thanks to our friends at First National for their quarterly review, intended to provide an overview of the Canadian housing market. With the first quarter of 2016 finished two key monitors of real estate and housing in Canada are updating their projections for Q2 and beyond. The Canadian Real Estate Association had forecast some rebalancing,...Read More

Subject free offers are increasingly needed to ensure you are the successful bidder in today’s red hot Real Estate market.  For many clients, this adds another level of stress and uncertainty in what can be an already stressful set of circumstances. While never an ideal situation, there are ways to mitigate the inherent risk of...Read More

In a bid to make home ownership within reach of more British Columbians, the B.C. government is giving a tax break to buyers of new homes worth up to $750,000. Here are 10 things you should know about yesterday’s announcement. 1.  Buyers of newly-built homes, condos and townhouses worth up to $750,000 will be exempt...Read More

As mortgage brokers, we work with a variety of lenders to find a fit for our clients financial needs. What many people don’t know is that the big banks only provide about 50% of all mortgages in Canada. Naturally you may wonder who makes up the other half, and the answer is monoline lenders. A...Read More

According to CIBC, for the sixth straight year, 26% of Canadians consider paying down debt and keeping up with their bills to be their top financial priority in 2016. With debt continuing to be a concern for many Canadians, it can be difficult to pay down multiple credit cards and loans. Instead of multiple payments,...Read More